Kuwait Insurance KIC

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Insurance Coverage

Own Damage Insurance is a coverage that helps pay to replace or repair your own vehicle if it is stolen, burnt or damaged due to collision, overturning, or any other peril 

What we cover

  • Loss or damage due to the collision, vehicle overturning
    Loss or damage due to the collision, vehicle overturning
  • Fire and theft coverage
    Fire and theft coverage
  • Vehicle repair inside the agency's garage, up to 5 years from the year of manufacture
    Vehicle repair inside the agency's garage, up to 5 years from the year of manufacture
  • Spare parts exchange (without depreciation), up to 5 years from the  year of manufacture
    Spare parts exchange (without depreciation), up to 5 years from the year of manufacture
  • Replacing the vehicle's glass (front) inside the agency, for up to 5 years from the year of manufacture and for the first time for free
    Replacing the vehicle's glass (front) inside the agency, for up to 5 years from the year of manufacture and for the first time for free
  • Unknown Accident and Collision with Solid Objects
    Unknown Accident and Collision with Solid Objects

Additional Services

  • Car replacement while the vehicle is being repaired
    Car replacement while the vehicle is being repaired
  • Urgent roadside assistance service for mechanical and electrical failures
    Urgent roadside assistance service for mechanical and electrical failures
  • Covering personal accidents for the driver and passengers who are family members
    Covering personal accidents for the driver and passengers who are family members
  • Extension of geographical coverage to include the countries of the Gulf Cooperation Council
    Extension of geographical coverage to include the countries of the Gulf Cooperation Council
  • Waiver of Subrogation provision
    Waiver of Subrogation provision

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